Formerly known as Gain Life

Claimant Experience

One connected experience that guides claimants, reduces calls, and keeps claims moving

OUR SOLUTION

Turning Chaos into Clarity at the Moment of Truth

Claimant experience breaks down when messaging, documents, scheduling, and provider coordination live in multiple point solutions. Claimants get confused. Adjusters get buried in follow-ups, things slip through the cracks, and call volumes spike.

Crosstie’s Claimant Experience solution brings everything together into one unified, no-download claimant experience. Messaging, documents, scheduling, and network guidance are combined into a single configurable platform purpose-built for insurance. Customers using Crosstie report 10x higher engagement, 70% faster response times, and 74% accuracy in identifying early litigation risk.

Launch a custom-branded claimant experience in 4-6 weeks — built on the same enterprise security framework trusted by the largest carriers and TPAs. Deliver a seamless claimant experience without stitching together point solutions.

The Crosstie Platform Advantage

Current Workflow

Current Workflow

With Crosstie

With Crosstie

What This Means for Your Team

What This Means for Your Team

Fragmented claimant touchpoints across portals, texts, emails, phone calls, and mailed documents force adjusters to chase information and sometimes manually re-enter data into the claim system.

A guided, TurboTax-like claimant experience that collects information, documents, and confirmations through one connected journey, then validates and delivers clean, structured data back into your claim system.

Higher-quality information flows into the core system faster, with fewer errors, less rework, and significantly fewer follow-up calls.

Manual coordination and phone tag to schedule appointments, collect documents, and confirm next steps create delays and incomplete claim files.

Step-by-step claimant guidance automatically coordinates scheduling, document collection, and required actions, while continuously syncing progress and data back to the core system.

Claims move forward without constant adjuster intervention, while your core system stays current with complete and auditable information.

Low adoption of downloaded apps and language barriers push claimants to call for updates, clarification, and basic requests.

A no-download, multilingual experience that works instantly on any device and guides claimants through exactly what is required based on their specific claim.

Higher claimant engagement, more self-service completion, and fewer inbound calls for routine questions.

Provider and repair coordination lives outside the claimant experience, leading to confusion, missed appointments, and out-of-network utilization.

Guided network selection and scheduling help claimants access preferred providers while automatically capturing confirmations and outcomes in the core system.

Better network utilization, improved adherence, and clearer visibility without additional administrative effort.

Document requests, signatures, and acknowledgments require repeated follow-ups, with limited visibility into status or completion.

A guided document journey collects uploads, signatures, and notarizations while tracking every step and delivering completed documents directly into the core system.

Faster document completion, fewer missed requirements, and complete audit trails without manual chasing.

WHY US

Why Our Approach Works

Built for Real Insurance Workflows

We did not bolt features together. We built one claimant experience designed for insurance from day one. Workers’ compensation claimants see provider details, return-to-work status, and pharmacy cards. Auto claimants see repair coordination and rental information. Jurisdictional forms, timelines, and expectations adjust automatically based on claim context.

Built for Real Insurance Workflows

We did not bolt features together. We built one claimant experience designed for insurance from day one. Workers’ compensation claimants see provider details, return-to-work status, and pharmacy cards. Auto claimants see repair coordination and rental information. Jurisdictional forms, timelines, and expectations adjust automatically based on claim context.

Best-Practice Adjusting, Delivered Consistently

Your highest-performing adjusters already know that proactive communication, clear expectation-setting, and real-time information reduce claimant stress and prevent calls before they happen. Crosstie encodes these best practices into every claimant journey so every claimant receives the experience your best adjusters would deliver, without requiring that level of effort on every claim.

Best-Practice Adjusting, Delivered Consistently

Your highest-performing adjusters already know that proactive communication, clear expectation-setting, and real-time information reduce claimant stress and prevent calls before they happen. Crosstie encodes these best practices into every claimant journey so every claimant receives the experience your best adjusters would deliver, without requiring that level of effort on every claim.

One Experience, Not Five Vendors

Messaging, documents, scheduling, and network management all operate inside a single claimant experience. This reduces vendor sprawl, integration risk, and operational overhead. Every interaction is captured, auditable, and connected to downstream claim workflows without forcing your team to manage separate tools.

One Experience, Not Five Vendors

Messaging, documents, scheduling, and network management all operate inside a single claimant experience. This reduces vendor sprawl, integration risk, and operational overhead. Every interaction is captured, auditable, and connected to downstream claim workflows without forcing your team to manage separate tools.

Unified Communication Intelligence

Unlike SMS-only point solutions limited to basic texting, Crosstie unifies text, email, and encrypted in-app messaging across 140+ languages with full brand customization. Real-time analysis flags urgency, sentiment shifts, and contentious language to trigger configurable escalation workflows and surface early risk signals.

Unified Communication Intelligence

Unlike SMS-only point solutions limited to basic texting, Crosstie unifies text, email, and encrypted in-app messaging across 140+ languages with full brand customization. Real-time analysis flags urgency, sentiment shifts, and contentious language to trigger configurable escalation workflows and surface early risk signals.

Business Teams Configure, IT Stays in Control

Configure claimant journeys by line of business, jurisdiction, claim type, or customer profile. Update content, workflows, and rules quickly while IT maintains governance, security, and access controls.

Business Teams Configure, IT Stays in Control

Configure claimant journeys by line of business, jurisdiction, claim type, or customer profile. Update content, workflows, and rules quickly while IT maintains governance, security, and access controls.

No Download Barriers

Our progressive web app works instantly from any device. No app store, no passwords, no friction. This design choice is a primary driver of significantly higher engagement compared to traditional claimant apps.

No Download Barriers

Our progressive web app works instantly from any device. No app store, no passwords, no friction. This design choice is a primary driver of significantly higher engagement compared to traditional claimant apps.

Rapid Deployment on Top of Your Systems

Connect via secure APIs and managed data exchange across your existing channels. Typical go-live is 4 to 6 weeks. Teams can start with the capabilities that matter most and expand over time without replatforming or re-integrating.

Rapid Deployment on Top of Your Systems

Connect via secure APIs and managed data exchange across your existing channels. Typical go-live is 4 to 6 weeks. Teams can start with the capabilities that matter most and expand over time without replatforming or re-integrating.

What Claimants Can Do in One Place

Communicate Clearly

Receive automated updates via text, email, or in-app messaging. Ask questions and respond in their preferred language. See exactly what happens next, not just status codes.

Communicate Clearly

Receive automated updates via text, email, or in-app messaging. Ask questions and respond in their preferred language. See exactly what happens next, not just status codes.

Get Scheduled Without Phone Tag

Coordinate medical appointments, inspections, repairs, and IMEs. Receive automated reminders and rescheduling workflows. View appointment details in real time.

Get Scheduled Without Phone Tag

Coordinate medical appointments, inspections, repairs, and IMEs. Receive automated reminders and rescheduling workflows. View appointment details in real time.

Access the Right Networks

Be guided to in-network providers, repair shops, or contractors. View directions, contact details, and required preparation information. Reduce out-of-network utilization through transparent steerage.

Access the Right Networks

Be guided to in-network providers, repair shops, or contractors. View directions, contact details, and required preparation information. Reduce out-of-network utilization through transparent steerage.

Complete Documents Faster

Upload photos, documents, or videos from any device. Review, e-sign, and notarize required forms at any time. Track when documents are delivered, opened, and completed. Every action flows directly into the claim file with complete audit trails.

Complete Documents Faster

Upload photos, documents, or videos from any device. Review, e-sign, and notarize required forms at any time. Track when documents are delivered, opened, and completed. Every action flows directly into the claim file with complete audit trails.

Real-World Applications

Workers’ Compensation

A claimant is guided to in-network providers, schedules care, receives pharmacy cards, signs medical authorizations, and gets return-to-work updates without downloading an app or calling their adjuster.

Liability and Complex Claims

Multi-party documents, acknowledgments, and notarizations are delivered and tracked with full visibility and compliance.

Liability and Complex Claims

Multi-party documents, acknowledgments, and notarizations are delivered and tracked with full visibility and compliance.

Auto and Property

Claimants upload damage photos, schedule inspections and repairs, sign documents, and receive clear next-step guidance. Confusion and inbound calls are reduced.

Auto and Property

Claimants upload damage photos, schedule inspections and repairs, sign documents, and receive clear next-step guidance. Confusion and inbound calls are reduced.

Proven Results You Can Measure

10x higher engagement than traditional claimant apps through instant, no-download access


70% faster response times via unified SMS, email, and in-app messaging compared to email-only communication


70% faster response times via unified SMS, email, and in-app messaging compared to email-only communication


Document completion reduced from weeks to hours through automated collection, pre-filled forms, and 24/7 e-signature and notarization


Document completion reduced from weeks to hours through automated collection, pre-filled forms, and 24/7 e-signature and notarization


74% accuracy identifying early litigation risk signals weeks in advance when combined with Claims Monitoring

20% reduction in out-of-network utilization through transparent claimant guidance to preferred providers


20% reduction in out-of-network utilization through transparent claimant guidance to preferred providers


20% reduction in out-of-network utilization through transparent claimant guidance to preferred providers


140+ languages supported across messaging and portal experiences


Purpose-built for P&C with more than five years of insurance-specific intelligence


Purpose-built for P&C with more than five years of insurance-specific intelligence


Get Started with Crosstie

Give claimants one clear, connected experience and give your team fewer follow-ups to manage

Crosstie helps insurers automate workflows, reduce cycle times, and improve customer outcomes. See how leading carriers, TPAs, and self-insured organizations are transforming their operations.

Get Started with Crosstie

Give claimants one clear, connected experience and give your team fewer follow-ups to manage

Crosstie helps insurers automate workflows, reduce cycle times, and improve customer outcomes. See how leading carriers, TPAs, and self-insured organizations are transforming their operations.

Get Started with Crosstie

Give claimants one clear, connected experience and give your team fewer follow-ups to manage

Crosstie helps insurers automate workflows, reduce cycle times, and improve customer outcomes. See how leading carriers, TPAs, and self-insured organizations are transforming their operations.

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